Products
PERSONAL LOAN
Features of Personal Loan
With a Personal Loans from us, you spend less time with endless processes and approvals and more on living your dreams.
Here’s what you can get:
• Digital Process: Get a Personal Loan in an easy digital process. Experience true convenience at your fingertips.
• No collateral: We ease the burden of your financial worries with our range of comprehensive Personal Loan products that do not require collateral.
• Minimal documentation: Enjoy easy and hassle-free loan process with minimal documentation.
Benefits of Personal Loan
Applying for a Personal Loan with us comes with a range of benefits.
Competitive Interest Rates
Get a Personal Loan from us that offers a reducing rate of interest throughout the repayment period.
Debt Consolidation
Consolidate all your high-cost debts under a single umbrella with our Personal Loan at an affordable interest rate.
Personal Loan Eligibility Criteria
• You should be an Indian resident.
• You should be of minimum 24 years of age at the time of Personal Loan application and a maximum of 60 years at the time of loan maturity.
• You can avail a Personal Loan for a minimum repayment tenure of six months and a maximum repayment duration of five years.
Fees and Charges of Personal Loan
We have built relationships based on trust over the years of serving our customers with transparent and fair processes.
We always believe in sharing the fees and charges applicable to our Personal Loan products with our clients upfront.
• Processing fee: Up to 3% of Approved Loan Amount + Applicable taxes
• No charges for administration and documentation
• Stamping charges: As per the State’s Stamp Act
• Overdue interest: 2 % per month on the outstanding amount
• Prepayment/foreclosure charges:
o If paid before 3 months of the last disbursement date, then 3% of the balance amount at the time of closure.
o If paid after 3 months from the last disbursement date, then 2% of the balance amount at the time of closure.
T&C Apply
SMALL BUSINESS LOAN
Features • End-to-end support while establishing your business • Quick and hassle-free loan offers with speedy approvals • Complete guidance and utmost transparency for the customer • Easy and flexible loan repayment terms • Customized loan solutions for all type of business requirements of any profile, geography and loan size • Available for un-registered entities Eligibility The following entities are eligible for Small Business Loans: • Retailers such as kirana stores, general stores and provision stores • Shopkeepers • Wholesalers • Jewellers • School and colleges • Self-employed professionals • Agriculture farmers/ dairy/ poultry farmers • Farm equipment/ agriculture input trader Fees and Charges • Competitive interest rates • Competitive processing fees • Transparency in other charges Benefits • Easy loans to first time borrowers • Easy documentation with hassle-free processing • Localized sanction with quick disbursal process • Complete transparency List of Documents • Loan application form • Know Your Customer (KYC) documents • Income documents • Bank statement